Get the Best Home Loan from Rates starting at 7.99% p.a.
Types of Home Loans
Whether you're buying your first home, constructing your dream house, or simply renovating, there's a home loan tailored for your needs.
🏠 Home Purchase Loan
For buying ready-to-move-in, under-construction, or resale residential properties.
📍 Plot Purchase Loan
Ideal for buying a residential plot. Usually covers up to 85% of the land cost.
🧱 Home Construction Loan
For constructing a house on your own land. Disbursed in phases as the work progresses.
📌 Plot + Construction Loan
Combined loan to buy a plot and construct a home. Construction must begin within a fixed time.
➕ Home Extension Loan
For expanding your current home—adding rooms, floors, or more space.
🔧 Home Renovation Loan
Designed for upgrades like flooring, plumbing, painting, or repairs.
🔁 Home Loan Balance Transfer
Shift your existing loan to another lender for better rates or terms.
💰 Top-Up Loan
Additional funds on your current home loan for personal or home-related needs.
Why Choose Us for Your Home Loan?
We’re not just a platform—we’re your personal loan guide. From comparing banks to getting approvals fast, we simplify your journey and get you the best possible deal.
Competitive Interest Rates
Get access to some of the lowest interest rates in the market, starting from 8.35% p.a.
Quick Processing
Get your loan approved in principle within 24 hours with minimal documentation.
Digital Process
Complete your entire application process online from the comfort of your home.
Secure & Transparent
No hidden charges or processing fees. Everything is clearly communicated upfront.
Home Loan Calculator
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Principal Amount
Total Amount Payable
Loan Eligibility
Check if you're eligible for an HDFC Home Loan
Basic Eligibility Criteria
Age
21-65 years
Employment
Salaried or Self-employed
Income
Minimum ₹25,000 per month
Credit Score
700+ preferred